Tel: 044 382 6008 | Fax: 044 382 0040 | Cell: 082 963 4222 |
1 Gray Street, Knysna, 6571, Western Cape, South Africa

About Lombkor

Albert Lombaard joined the insurance industry in 1986 as a representative with Old Mutual. During his 10 years with the company he gained valuable experience in all aspects of the industry.


He left Old Mutual in 1996, forming his own independent brokerage Lombkor as he felt he was able to offer his clients a wider variety of options. He has been running the company successfully ever since.


Based in Knysna for the past 15 years, Lombkor has since acquired Outeniqua Consultants thereby expanding his client base. Albert travels extensively throughout the country to assist his clients wherever necessary.


Lombkor also has the services of three other representatives.


Mariette Smit has been working in the insurance industry since 1987 and started off her career in the banking short term insurance environment.  She joined an independent brokerage in 1992 as a short-term underwriting clerk.  Within 10 years she became the manager of the short-term portfolio of the business and managed another brokerage simultaneously. By building experience and expanding knowledge in different categories of short-term insurance, she can offer comprehensive advice in a wide spectrum of risks. Mariette has evolved into a short-term specialist in the industry with 35 years of experience, having clients based all over the country. She manages her own branch in Pretoria East, based in Wapadrand with a diverse client base.


Johan Venter originally started in 1995 as a short-term insurance broker at Dot International and progressed to being part director of that company. In 1999 he started his own business Icon Brokers CC, specializing in Short Term Insurance and in October 2021 merged with Lombkor. He decided to merge with Lombkor to broaden his horizons so that he can offer his clients more of the products available in the Financial Industry. Johan is situated in Rayton Gauteng although the head office is in Knysna. Client service is his priority, and he is proud to say that for the past 27 years, he has managed to build up a professional relationship with his clients.


Brett Clark started his journey into the Insurance Industry in 2014, having spent the last 7 years as an Administrator and Short-Term Broker. During this time, he has built up a wealth of knowledge and forged many working relationships. Brett joined Lombkor as an Independent Broker in 2022 and is very excited to be starting this new chapter of his life and working together under the guidance of Albert. He is hoping to extend his knowledge and expertise to other fields to continually benefit the needs of his clients. Brett enjoys the challenge of mitigating risk without increasing the cost as well as the interaction of meeting new clients and being able to make a meaningful difference to their policies.


FSP Licence Number:
Lombkor 12556
Outeniqua Consultants 1952


Medical Aid Organisation Number:
Lombkor 1890
Outeniqua Consultants 2148

Both companies are proud members of Masthead and the FIA.


  • Liberty Life
  • Old Mutual
  • Hollard
  • Sanlam
  • Stanlib
  • Old Mutual Group Schemes
  • Discovery
  • Momentum
  • Investec
  • PPS


  • Discovery
  • Bonitas
  • Fedhealth
  • Momentum
  • Health Squared medical


  • Associated Marine
  • Camargue
  • CIA
  • Etana/Hollard
  • C-Sure
  • Santam
  • Quantum
  • Savannah Marine
  • SHA
  • Polygon
  • Mirabilis
  • Discovery
  • Momentum
  • Stratum
  • Auto&General
  • Bryte
  • ITOO
  • Quantum Liability
  • Old Mutual Insure


  • Old Mutual
  • Liberty Life
  • Sanlam
  • Discovery
  • Momentum


  • Zest Life
  • Sirago
  • Discovery
  • Momentum

Solution Partners

Lombkor and Outeniqua Consultants represents the following companies within the industry: